Compulsory Third Party (CTP) Insurance
CTP insurance is an abbreviation for compulsory third party insurance. This insurance provides compensation for people injured or killed when your vehicle is involved in an accident.
CTP insurance is compulsory in all states of Australia. You cannot register your vehicle without having a policy in place. In most states, your CTP is included with your registration, unlike NSW where you must purchase it as a separate step before renewing your registration.
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CTP Claim STEP
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1. Go to your doctor to report the injury and obtain a medical certificate and referral letter to attend physiotherapy.
2. Contact the CTP insurer of the at fault party (not y our own CTP insurer) to notif y them of a claim. They will require you to complete a claim form which should be f illed out and returned as quickly as possible. The CTP insurer will then decide on t he merit of the claim and as sign a claim number if it is accepted.
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3. Keep copies of all your documents including the medical certificate and claim f orm.
4. Call on 8097 9368 to arrange an appointment.
Bring your doctor’s referral letter, medical certificate and approval letter from CTP with you to your initial consultation.
The NEXT Recovery Step with our
Physiotherapy / Chiropractic / Podiatry
• A thorough assessment of your injury
• Development of a treatment plan, with your consultation. This should be focussed on returning you to y our normal work and daily life duties .
• Regular reviews of y our agreed goals and amendment s as needed How can I get the most out of the treatment? Treatment has shared responsibilities. You can do your part by:
• Attending all scheduled appointments. Your physiotherapist plans these carefully to maximise your recovery . As well as affecting your rehabilitation, if you do not attend without advising the Physiotherapist, you may be responsible for the cost of the session.
• Adhering to the exercise/ rehabilitation program set by your Physiotherapist.
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The Numbers of Treatments
That depends on the nature and extent of your injuries – the CTP insurer ultimately decides on how many treatments are approved.
The CTP Insurance Case Manager approves further treatment.
They will make a decision in consultation with your treating doctor and physiotherapist . Their role is to assist and co-ordinate all people involved in your recovery to achieve the be t results for you.
